Personal Finance / Financial Independence Activities this week!

Hi all. I thought I would once again post some things I have done over the past week to assist with the path to financial independence and improve my personal finance situation. Hopefully this gives you some ideas of your own! Posting these helps me reflect on my week (did I do anything to improve the situation?) and also helps me to be more accountable to TAKE ACTION (T’s theme for Fall of 2022). Continue reading “Personal Finance / Financial Independence Activities this week!”

ACTION taken in the past week to focus on financial independence

I was reading a past post of mine the other day. Boy, sometimes I say smart things! But then, I promptly forget them. For example, in this post I said “I am going to review the plan and take action to improve it, vs just “talking” about possible options for years on end.”

Analysis Paralysis comic strip

I need to once again focus on taking action, not diving deep into the very deep swimming pool of analysis paralysis. Continue reading “ACTION taken in the past week to focus on financial independence”

Good Morning, FI Enthusiasts

Good Morning, financial-independence-oriented people of the internet! I hope you are well. I am relatively well! Been busy having summer fun, but then getting COVID. I was not spared. I would give it a 0/10 – do not recommend. Perhaps even less fun when your whole family gets it too. Continue reading “Good Morning, FI Enthusiasts”

Shaving (Saving) 4K

In a previous post I worked out that our family spent around $84,000 in 2021. I also reviewed spending and theorized that we could be saving around $4k without too much hardship (I.e. maybe I could do it sneakily so my family wouldn’t even notice!)

That said, I want to get them in on the action on how we can manage saving 4k this year. Or at least, the last 3/4 of this year. HOW IS IT ALREADY MID-APRIL? For one thing, Hubs indicated he wanted to be more involved in finances 1.34 years ago. This is a step I can take in that general direciton. Two, I want to teach M some skills about saving money, budgeting, and managing finances sooner rather than later. Continue reading “Shaving (Saving) 4K”

A New Challenge: Declutter My Entire Life

If you have read any of my past blog posts, you will know that I like to join or make up challenges in an attempt to trick my brain into doing stuff. It is sometimes successful and sometimes not. So, I just keep at it and try to make progress. Remember the time when I challenged myself to make an extra $1000, or when I quit internet for a whole month? Those were the days. Continue reading “A New Challenge: Declutter My Entire Life”

Are pets “worth it”, financially speaking or otherwise?

I fully admit this is probably a silly question to anyone who has had or does have pets. I’d say most who have experienced it will argue our lives away that the joy of owning a pet far outweighs the financial burden. Continue reading “Are pets “worth it”, financially speaking or otherwise?”

2021 Spending – Less than previous years, at least?

So just for kicks, I went back to compare spending year over year from 2019 (I have solid data as far back as that date). If you have read my blog, you know that I have been pretty good at posting annual spending reports, namely this one from 2019 and this one from 2020. Continue reading “2021 Spending – Less than previous years, at least?”

COVID Lockdown 2022

Well. Really didn’t think we would be back here now. But here we are. Continue reading “COVID Lockdown 2022”

Happy New Year!

Good Day FI-Seekers (and ACHIEVERS! You know who you are).

Just popping in to say, HAPPY NEW YEAR! Aren’t you glad 2021 is over? I sure am. That said, 2022 isn’t really seeming much better at the present moment, at least not in my neck of the woods. COVID is rampant. It’s frickin’ cold. I am still not FI. Continue reading “Happy New Year!”

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