Well hello. I’m thinking going forward I should just call this the monthly FIRE report. Like, I feel like I’m talking about a toddler. A 15-month old toddler. Hmm. That’s a good analogy to where I’m at on this journey to FIRE. Just a toddler, bumbling around and hitting my head on things. On to the good stuff!
Month 15 Highlights
Extra Income from Side Hustles: $146. Ebay Sales + user testing income.
Debt Repayment: Mortgage Principal: $717. LOC: $790
|Category||Dec-19||Relevant notes of notey-ness|
|Mortgage Principal, Interest, & Property Tax||1638|
|Bank Fees + Interest on LOC||21|
|Internet||12||My bill didn’t get paid intentionally this month. “Insert Big Internet Company name here”‘s fault.|
|Electricity||256||Next month I get a credit. Heat pumps paying off a wee bit. HURRAY!|
|Groceries, Toiletries, Household supplies||1135||Considering it was Christmas, the season of excess, I am not surprised.|
|Medical, Eye care, Prescriptions,Vitamins||30|
|Home Improvement, Services, Supplies, Maintenance||45|
|Health & Fitness, Sports||14|
|Gifts & Holiday Expenses||814||Went way over budget on gifts. Happens yearly. NOT NEXT YEAR dag nammit!|
|Annual Memberships & Subscriptions||113||YNAB!|
|UNKNOWN EXPENSE||309||Hubs’ fault. We’re trying harder this year.|
|Allowance – Hubs||164|
|Allowance – T||200|
|Dining Out – Family||275|
|Entertainment – Family||60|
I am extremely pleased with this expense report considering it’s the spendy-ist time of year for us. One thing that helped? Really well behaved old cars. We needed zero repairs or maintenance this month! But just wait for January, where that lull of garage visits turns into a giant tsunami. Trying not to cross the line of buying a new vehicle UNTIL I have saved up enough cash.
Well that’s it for this monthly FIRE report!
As always I appreciate your constructive feedback. 🙂