Passive Income – My New Focus in Life

If you have been around here long enough, you’ve probably heard of me mention passive income on a few occasions. I’m starting to become a bit obsessed with it so I want to harness that, and try to focus my efforts more on the passivity, and less on “RANDOM WAYS TO MAKE EXTRA CASH!” Examples of random ways I’ve attempted to increase my income that are not passive include putting gigs on Fiverr, UserTesting and other similar testing sites, and selling/reselling items online. Continue reading “Passive Income – My New Focus in Life”

SPAR! Habit Building App Review

Hello, Interwebs! Well, if you read my recent post about my recap of “No Internet Month 2019”, you may have noticed me mention a new app I am trying out called SPAR!  My financially savvy friend, who I’ll call MR, introduced me to it. Now I’m hooked! I’ve been meaning to write a review of this app so I thought now might be a good time, since I’m slacking off on all the good habits post-vacation, and I need SPAR! to kick me in the pants.

This Review has been updated to reflect 2021 information and is not sponsored. You are getting the raw, unedited opinions of me, myself and I.

Continue reading “SPAR! Habit Building App Review”

Challenge $1000 2020 – Make an extra $1000! DAY 1

a banner for the $1000 challenge

As you may recall, today is the start of “Challenge $1000 2020 (TM)“, where I challenge myself to make an extra $1000 in 6 months to bump up the savings rate for the year.  Continue reading “Challenge $1000 2020 – Make an extra $1000! DAY 1”

CHALLENGE $1000 2020 – Make $1000 extra in 2020!

a banner for the $1000 challenge

As you may recall, I did the “make $500 challenge” back in the summer of 2019. The purpose of the challenge was to make enough extra money to fund my new Questrade TFSA. Now that that’s done, I’m challenging myself to make $1000 extra in 2020 over and above what I accounted for in my annual income forecast in order to bump up my savings rate for the year. Hurray! Continue reading “CHALLENGE $1000 2020 – Make $1000 extra in 2020!”

Review of 2020 – A worthy minor side hustle?

In July of 2019, I applied to work as a user tester at on the advice of a friend. I was looking for small, non-time consuming side hustle to make a bit of extra cash in the evenings to cover occasional frivolous purchases that I could buy without guilt. “Beer money”, one might call it, except I generally do not buy beer with it. That said, we do, occasionally, partake. Enough about beer.

Continue reading “Review of 2020 – A worthy minor side hustle?”

Month 13 of the Journey to FIRE – October 2019

So I’ve been trying to decide next steps for this blog. Does it still make sense to have a monthly report? What is the benefit of this? I guess it gives me a good picture of how the month went at a more macro level, which I would definitely not take the time to analyze otherwise. Continue reading “Month 13 of the Journey to FIRE – October 2019”

$500 Challenge – Progress Report 4

Good day kindly blog readers! Welcome to my fourth progress report on the $500 challenge! Firstly, I would like to apologize for my lack of posts lately. I’ve been on vacation and other things take priority – i.e. Fun and sun, family time, etc. No offence, blog. Continue reading “$500 Challenge – Progress Report 4”

$500 Challenge – Progress Report 3

This past week has been very slow for the $500 challenge. To read more about the $500 challenge, go here. I made $22. Not great. My eBay item did not sell this week, so this was a sale of 3 items on Facebook Marketplace. I’m debating if I should start including CC cash back rewards and Savings interest, but I kinda feel like that’s cheating. Sooo I’m just going to focus on bonus cash above and beyond those things. Continue reading “$500 Challenge – Progress Report 3”

$500 Challenge – Progress Report 2

Hidey ho good blog readers!

Here’s hoping you’re having a fantastic summer (or winter, for those Southern Hemisphere types). I’m having a blast working my a$$ off at the actual day job! If you’ve not picked up on it yet, that’s sarcasm, I literally hate the daily grind, hence my main reason to shoot for FI. Continue reading “$500 Challenge – Progress Report 2”

$500 Challenge – Progress Report 1

Hi All! As you may have read in my previous post, I gave myself a $500 challenge to make $500 in 3 months. The challenge started July 1st, and will finish on September 30th, 2019.

Once I reach my goal, I will take that money, combine it with my $500 I’ve already saved from my allowance, and put the money in my self-directed investment account. Hurray! Continue reading “$500 Challenge – Progress Report 1”

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