Financial Independence – late September activities

Lately I’ve been purposfully tracking things I’m doing to save and earn more money to contribute to my goal of financial independence. This helps keep me accountable and focused on my goal to become financially independent no later than age 55! In case you are new to my blog, I got onto the concept of becoming financially independent late in life – post-age 40. If you would like to know more about my story, start here.

Here’s what I have done in the past couple of weeks:

  1. Booked a Fiverr Gig! If you read this post, you know I put a gig up on Fiverr to offer up my services. My first gig is to help users set up their budgets in YNAB ( Well, someone actually wanted my services and signed up! How exciting. Anyway, the first session with my new client went well. I am providing users with 2 live sessions to give time for them to complete their homework assignments and formulate any questions. My second session is in a couple of weeks. Hurray!
  2. Sold 2 items on Facebook Marketplace. This is one of my favorite side-hustley activities because it not only makes a little extra cash to contribute to my financial independence journey, but also declutters my home which I am currently obsessed with. To read more about my decluttering efforts, visit this post about the 365 declutter challenge.
  3. I cannot think of a third.


Well, I guess my list is done for this month. Haha! Every week can’t be mind blowing, i suppose. And I’m ok with that! The goal here is to keep it top-o-mind. I am slightly succeeding. Thanks for stopping by!


Four Years of aiming for Financial Independence – A Reflection

Hello, dear readers. I calculated that by October of 2022, I will have been striving for financial independence for 4 years. Crazy! This is also the 4 year anniversary of the blog. I’ve learned some interesting things these years about myself and the journey to financial independence. I thought it would be good to share them with you today. Continue reading “Four Years of aiming for Financial Independence – A Reflection”

Personal Finance / Financial Independence Activities this week!

Hi all. I thought I would once again post some things I have done over the past week to assist with the path to financial independence and improve my personal finance situation. Hopefully this gives you some ideas of your own! Posting these helps me reflect on my week (did I do anything to improve the situation?) and also helps me to be more accountable to TAKE ACTION (T’s theme for Fall of 2022). Continue reading “Personal Finance / Financial Independence Activities this week!”

ACTION taken in the past week to focus on financial independence

I was reading a past post of mine the other day. Boy, sometimes I say smart things! But then, I promptly forget them. For example, in this post I said “I am going to review the plan and take action to improve it, vs just “talking” about possible options for years on end.”

Analysis Paralysis comic strip

I need to once again focus on taking action, not diving deep into the very deep swimming pool of analysis paralysis. Continue reading “ACTION taken in the past week to focus on financial independence”

Good Morning, FI Enthusiasts

Good Morning, financial-independence-oriented people of the internet! I hope you are well. I am relatively well! Been busy having summer fun, but then getting COVID. I was not spared. I would give it a 0/10 – do not recommend. Perhaps even less fun when your whole family gets it too. Continue reading “Good Morning, FI Enthusiasts”

Shaving (Saving) 4K

In a previous post I worked out that our family spent around $84,000 in 2021. I also reviewed spending and theorized that we could be saving around $4k without too much hardship (I.e. maybe I could do it sneakily so my family wouldn’t even notice!)

That said, I want to get them in on the action on how we can manage saving 4k this year. Or at least, the last 3/4 of this year. HOW IS IT ALREADY MID-APRIL? For one thing, Hubs indicated he wanted to be more involved in finances 1.34 years ago. This is a step I can take in that general direciton. Two, I want to teach M some skills about saving money, budgeting, and managing finances sooner rather than later. Continue reading “Shaving (Saving) 4K”

A New Challenge: Declutter My Entire Life

If you have read any of my past blog posts, you will know that I like to join or make up challenges in an attempt to trick my brain into doing stuff. It is sometimes successful and sometimes not. So, I just keep at it and try to make progress. Remember the time when I challenged myself to make an extra $1000, or when I quit internet for a whole month? Those were the days. Continue reading “A New Challenge: Declutter My Entire Life”

Are pets “worth it”, financially speaking or otherwise?

I fully admit this is probably a silly question to anyone who has had or does have pets. I’d say most who have experienced it will argue our lives away that the joy of owning a pet far outweighs the financial burden. Continue reading “Are pets “worth it”, financially speaking or otherwise?”

2021 Spending – Less than previous years, at least?

So just for kicks, I went back to compare spending year over year from 2019 (I have solid data as far back as that date). If you have read my blog, you know that I have been pretty good at posting annual spending reports, namely this one from 2019 and this one from 2020. Continue reading “2021 Spending – Less than previous years, at least?”

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