Challenge Your Expenses!

I was listening to an old episode of the Afford Anything podcast, and one of the FI strategies discussed by J Money (blogger of budgetsaresexy.com fame) was CHALLENGE ALL THE EXPENSES! Continue reading “Challenge Your Expenses!”

Update on the last Post – Family Budget Meeting

So the plan from my last post was to review the family budget – especially the Christmas budget – with Hubs.

I bought these adorable desserts. Small, relatively diet-friendly if you only eat one. Lemme just say, this one was MARVELOUS! Continue reading “Update on the last Post – Family Budget Meeting”

Blogging and Life, Savings Rates

Well, i’m feeling down that I haven’t blogged since last Friday. That’s almost a full week! It seems life is getting in the way of our FIRE-y activities. Our side hustle efforts this month have been minimal. We’ve been tracking budget items in YNAB, but reducing expenses has been tough in advance of the Christmas holiday. Continue reading “Blogging and Life, Savings Rates”

Pre-FIRE Monthly Expenses Unleashed!

Since joining Instagram (@_tonfire), I’ve found a huge community of individuals attempting to achieve FI and/or FIRE. It’s very reassuring to see that so many people think this is a good idea! Also it’s very interesting to see the different methods and approaches that people are using to reduce monthly expenses. Continue reading “Pre-FIRE Monthly Expenses Unleashed!”

Sticking to a Budget

The first 10 days of November have been a bit of a struggle in terms of sticking to my budget. As you may know if you’ve been reading my blog, I use YNAB for budgeting. YNAB forces you to only budget money you have. Which is great when you are trying to reduce spending beyond your means. However, I have never tried to only budget for money I have. It’s so common sense but also so revolutionary…which makes no sense I realize. Continue reading “Sticking to a Budget”

When your FIRE efforts seem Insignificant

This has been a week of shitty happenings in the lives of people I know. It’s only Wednesday. There have been a string of serious health issues, and even one unexpected death of a family acquaintance. Each instance has caused a building anxiety in me. In all cases, the individuals affected are young people in their early-late 40s that seemed to be leading normal, healthy lives. Just like me. Continue reading “When your FIRE efforts seem Insignificant”

Maintaining the Focus on FIRE in Month 2

Although I was really “gung-ho” last month, focusing a large amount of effort on achieving financial independence is well…exhausting. I am finding it difficult to keep up with:

  • tracking and lowering our monthly spending
  • paying off debt at an accelerated pace
  • attempting to increase income via side hustles (and tracking that too!)

Continue reading “Maintaining the Focus on FIRE in Month 2”

1 month of FIRE – Status Report

I’ve been attempting to achieve FIRE (or even just FI) for just over a month. I wanted to do a summary post of what we have achieved so far. Also, what is measured is improved, so I’m helping myself by telling you all about it!

There have been 3 main ways I’ve attempted to improve our financial situation: Continue reading “1 month of FIRE – Status Report”