The Road to Financial Independence – Week 1
This week, my efforts are focused on getting a handle on our expenses. Simply identifying them and following a budget to try to reduce discretionary spending. I felt like this was a priority to achieve FIRE.
My friend recently introduced me to a tool she was using called YNAB – WORST name ever, but it stands for “You Need A Budget”. Which we do. HA! Anyway, I decided to sign up for a trial account at YNAB.com. So far, I’ve been using YNAB religiously for 2+ weeks, and it’s going very well. I feel I have much better awareness of where our money is going (and where it’s being wasted on lower priority things).
Side note: if online subscriptions aren’t really your thing, and you’d rather do your budget “old school” on paper or in a spreadsheet, you can still learn and follow YNAB principles by reading the book “You Need a Budget“, written by the creator Jesse Mecham.


A few lessons learned so far… Continue reading “Week 1 of FIRE – Focus on Expenses”
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